The definition of Financial Literacy from *Wikipedia is the ability to understand how money works in the world: how someone manages to earn or make it, how that person manages it, how he/she invests it (turn it into more) and how that person donates it to help others. More specifically, it refers to the set of skills and knowledge that allows an individual to make informed and effective decisions with all of their financial resources.
Sometimes, we reflect back and wonder where all of our money disappeared to. We had great plans to save extra money from the raise or bonus we received. Yet, when it comes time to do so our priorities have changed. It is difficult to think about the future and our goals; whether short term (vacations) or long term (retirement). The hustle and bustle of everyday life makes us forget what we have learned about how much we should save.
To help make financial literacy more of a continuous education program, CASE Credit Union offers many FREE seminars and workshops.
These workshops along with our one on one budget counseling or credit repair programs can help you get back on track.
2017 is just around the corner, many times our resolutions for the New Year focus on our physical health….this time, think about adding financial health to your list.
Listed below are the seminars that will be offered for FREE at a CASE Credit Union location near you in 2017.
- Learn what your credit report consists of, and what factors can help improve your score.
- Learn the warning signs of identity theft and how you can reduce your risk, as well as what to do if your identity is stolen.
How to Design a Spending Plan:
- Learn how to develop a spending plan in order to understand the importance of cash flow, saving, and spending.
Women and Investing:
- Find out unique financial facts about how women can differentiate their wealth management.
Resumes and Revenue:
- Learn how to create a professional resume. We teach you what to expect when interviewing and provide you with answers employers are looking for.
Kids Count, Too:
- Learn how to talk to your children about finances. Understand the tools, research, and techniques needed to discuss good money management skills.
Getting Ready for College:
- Helping your children pay for college is one of the biggest challenges that you will face; however, many parents fail to develop an effective plan, leading to burdensome debt affecting both parents and students.
Building Your Financial Wealth:
- Explore ways to grow wealth over time by understanding how various asset classes’ work, and relate to each other.
Simple Ways to Manage Debt:
- In the current economic environment, many people feel that there is little they can do to help themselves financially. While we cannot control the economy or the financial market, there are things we can control. We will help you to understand how to manage the most important aspects of your financial life.
Small Business 101:
- Learn everything there is to know about starting a small business. Find techniques that will make your first time adventure easier.